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| Our privacy pledge to you |
As our customer you provide us with important
information about yourself. We believe it is our responsibility
to safeguard your personal and financial information. While some
financial institutions share account owner information with other
businesses, we are committed to keeping it confidential.
We have developed the following privacy policy to ensure you the
confidentiality you deserve. You have our promise that we will adhere
to these guidelines. It is our pledge to you.
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Notice of your financial
privacy rights
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We,
our, and us, when used in this notice,
mean Citizens Bank & Trust Company.
This is our privacy notice for our customers. When we use the words
"you" and "your" we mean the following types of customers:
Our consumer customers who have a continuing relationship by purchasing
or holding financial products or services such as a(n):
- Deposit account
- Loan account
- Safe deposit box
We will tell you the sources of the information we collect about
you. We will tell you what measures we take to secure that information.
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We first define some
terms
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Nonpublic personal information
means information about you that we collect in connection with providing
a financial product or service to you. Nonpublic personal information
does not include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term "information" to mean nonpublic personal
information as defined in this section.
An affiliate is a company we own or control, a company
that owns or controls us, or a company that is owned or controlled
by the same company that owns or controls us. Ownership does not
mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not
employ or a company that is not an affiliate of ours. This is also
known as nonaffiliated third party, or simply, an "other party."
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The information we
collect
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We collect information about you from the
following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
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Information we disclose
about you
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We do
NOT disclose any information about you to anyone, except as permitted
by law. Examples of this might
include disclosures necessary to service your account or prevent
unauthorized transactions.
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The confidentiality,
security, and integrity of your information
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We
restrict access to information about you to those employees who
need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards
to protect this information.
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Information about
former customers
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We do not disclose information about former
customers, except as permitted by law.
CITIZENS
BANK & TRUST COMPANY
222 N. NEW HAMPSHIRE ST.
COVINGTON, LA 70433
(985) 892-3776
BTK063
© 2000 Bankers Systems, Inc., St. Cloud, MN
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